EXCELLENT FINANCIAL SERVICES:
You might be surprised to see just how many different ways your Credit Union can save you time, money, and worry. Read on to see a list of some of the services we have to offer.
Debit and ATM Cards
On the go and need ready cash? Our free MasterCard Debit card or PULSE ATM cards are just what you need. Bundle a Debit card with your Checking account or an ATM card with your Card Savings and have access to your cash when you need it at millions of stores or ATMs worldwide.
Direct Deposit and Payroll Deduction
Take the stress and hassle out of payday by having your employer deposit to your Credit Union account. Whether you decide to deposit just a portion with Payroll Deduction or your whole paycheck with Direct Deposit, we will be sure to get your money where it needs to go.
Automatic Transfers
Here’s a handy time saver that fits so many of our member’s needs. Want to transfer monthly from your checking account to make a loan payment? Maybe you would like to tuck a little away in your savings for a rainy day but your company doesn’t offer Direct Deposit? It’s easy to set up an Automatic Transfer to suit your individual needs.
VISA® Gift Cards
Looking for a gift they won’t return? Here’s a gift that fits, no matter the size! For a small fee we can load a VISA® Gift Card with $10 - $500 for any gift-giving occasion. Your friends and loved ones will love the convenience and security of this card and the freedom to shop wherever VISA® debit cards are accepted.
Safe Deposit Boxes
Where do you store the important paperwork in your life? Are your valuables secure in your home? Large-scale disasters in recent years have many people asking these questions. You can trust Point Plus Credit Union to store your valuables in our Safe Deposit Boxes located at our Post Road Branch.
TellerTalk
With our telephone response system, most of your credit union transactions can be conducted at your convenience, 24 hours a day, from any Touch-Tone® telephone. Check account balances, transfer between accounts, see what drafts have cleared, and more. It is easy-to-use and confidential. Just call 715-341-6123 or 800-843-6123 and follow the prompts.
Student Loans
Sometimes the toughest thing about College is paying for it. Don’t let your budget get in the way of your higher education dreams.
Achieve your educational goals with help from Point Plus Credit Union and Great Lakes Higher Education Corporation.
To get your Free Application For Student Aid: Ask your high school or college guidance counselor, call 1-800-4FEDAID (1-800-433-3243)
or log on to :www.fafsa.ed.gov. and include our lender number 833656 on your application.
Insurance
Think of it as a security blanket for your hard earned money. Speak to one of our loan officers to see if you qualify for these products:
· Credit Life – Designed to pay the balance of your loan up to $30,000 upon death of the policyholder and ease the financial burden for your survivors. Premium payments are spread over the life of the loan to make it affordable for all of our members.
· Credit Disability – We can’t keep accidents from happening so this coverage pays your loan payments if you are out of work for more than 14 days due to injury or illness. Premium payments on this, also, are throughout the life of the loan.
· Guaranteed Asset Protection (GAP) – No one wants to think about that nice new car being totaled or stolen but what do you do if your insurance won’t cover your loan balance? You can bridge the “GAP” between what you owe and what your collateral may be worth with GAP coverage. One affordable payment at, or up to 90 days after, your loan closing will cover the outstanding balance that insurance may not.
MORE GREAT SERVICES:
Savings Bonds
Notary Service
Domestic and Foreign Wire Transfers
Money Orders
Portage County Gift Certificates
Summer Tickets
Funeral Trusts
Coin Counter
Night Depository
Fax Service
Copies
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